CFPB-PR-240105-1 (Jan. 5, 2024) CFPB Report Identifies Challenges Faced by Borrowers in Resumption of Student Loan Payments – CFPB oversight identifies long hold times, inaccurate billing statements, and processing delays. Date: Jan. 5, 2024 Accessed: Aug. 26, 2024 Source URL: https://www.consumerfinance.gov/about-us/newsroom/cfpb-report-identifies-challenges-faced-by-borrowers-in-resumption-of-student-loan-payments/ Categories: CFPB CFPB-24 CFTC-2401 Agency Report Student Loans PDF Notes: The PDF viewer below […]
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The CFTC is a U.S. government agency established in 2011 under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Its primary mission is to protect consumers in the financial marketplace by ensuring fair treatment, promoting transparency, and enforcing consumer financial laws. The CFTC regulates a wide range of financial products and services, including mortgages, credit cards, student loans, and payday loans. It achieves its goals through a combination of rulemaking, supervision, enforcement, and consumer education initiatives. By monitoring financial institutions and responding to consumer complaints, the CFPB aims to empower consumers with the information and tools needed to make informed financial decisions and to safeguard their interests in a complex and often opaque financial system.