CPSC-RECALL-25-058 (12-5-2024) (CPSC-PR-2412) NetZero USA Recalls High Bay LED Light Fixtures Due to Fire Hazard Source: https://www.cpsc.gov/Recalls/2025/NetZero-USA-Recalls-High-Bay-LED-Light-Fixtures-Due-to-Fire-Hazard Name of Product: High Bay LED light fixtures Hazard: The plastic pins securing the LED light fixture can degrade, allowing the electrically charged LED board to come loose and contact items nearby that can catch fire, posing a […]
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CPSC-RECALL-25-057 (12-5-2024) (CPSC-PR-2412) Vacation Recalls The Legendary VACATION by Vacation® Black Label Scented Candles Due to Fire and Laceration Hazards Source: https://www.cpsc.gov/Recalls/2025/Vacation-Recalls-The-Legendary-VACATION-by-Vacation-Black-Label-Scented-Candles-Due-to-Fire-and-Laceration-Hazards Description: This recall involves “The Legendary ‘VACATION’” by Vacation Black Label Scented Candles. The product comes in a black glass vessel with an off-white colored fragranced wax. The product is approximately 3.75 inches […]
Fiduciary Duty – Article ( Articles ) Fiduciary Duty (F-Duty) A Foundation of Trust in Investments, But Not Always A F-Duty is a legal obligation that arises when one party, the fiduciary, acts on behalf of another party, the principal, and is bound to act in the principal’s best interests. This duty is a cornerstone of trust in […]
Telemarketing Sales Rule – Article ( Articles ) Telemarketing Sales Rule (TSR) Protecting Consumers from Deceptive Practices and Fraud The TSR, established by the Federal Trade Commission (FTC), is a vital tool for protecting consumers from deceptive and abusive telemarketing practices, including telemarketing fraud. This rule ensures that telemarketers operate transparently and ethically, providing consumers with the […]
Disclosure Failures – Article ( Articles ) Disclosure Failures (DF) When Transparency Takes a Backseat In today’s complex marketplace, consumers rely on clear and accurate information to make informed decisions. This is especially true when it comes to consumer products, consumer financial products, and investment products. However, disclosure failures – instances where companies fail to provide adequate or […]
High-Yield Investment Scams – Article ( Articles ) High-Yield Investment Scams (HYIS) The Allure of Easy Money and the Risk of Losing It All The promise of high returns with minimal effort is a siren song that lures many investors into the treacherous waters of HYIS. These schemes often target individuals seeking quick riches, promising […]
Pump-and-Dump Schemes – Article ( Articles ) Pump-and-Dump Schemes (PND) A Deceptive Game of Hype and Profit PND schemes are a form of market manipulation that preys on unsuspecting investors. These schemes involve artificially inflating the price of a stock or other asset through misleading information and hype, only to dump the inflated asset for […]
Cherry-Picking Allocations – Article ( Articles ) Cherry-Picking Allocations (CPA) A Risky Game in Investment Management In the world of investment management, CPA refers to a practice where portfolio managers selectively allocate investments to specific funds or strategies based on their recent performance, often favoring those with strong recent returns. While this approach may seem appealing, […]
Digital Assets – Article ( Articles ) Digital Assets (DA) A New Frontier in the World of Finance The term “digital assets” has become increasingly prominent in recent years, encompassing a wide range of virtual assets that are transforming the way we think about ownership, value, and exchange. While the concept might seem abstract, digital […]
Offering Fraud – Article ( Articles ) Offering Fraud (O-Fraud) A Deceptive Scheme Targeting Investors O-Fraud, a serious financial crime, involves the deceitful and illegal promotion of investment opportunities to unsuspecting individuals. It exploits the desire for financial gain, promising unrealistic returns and hiding significant risks. This article explores the various tactics used in offering […]