( Fair Housing Act – Article ) ( Articles ) ( Fair Housing Act ) Fair Housing Act (FHA) Overview The Fair Housing Act (FHA) is a landmark piece of legislation enacted in 1968 as part of the Civil Rights Act. The FHA aims to eliminate discrimination in housing and ensure that all individuals have equal access to housing opportunities, regardless of […]
Month: November 2024
( Equal Credit Opportunity Act – Article ) ( Articles ) ( Equal Credit Opportunity Act ) Equal Credit Opportunity Act (ECOA) Overview The ECOA is a federal law enacted in 1974 to ensure that all consumers have equal access to credit without discrimination. The ECOA prohibits lenders from denying credit based on specific characteristics, promoting fair and equitable […]
( Discriminatory Lending Practices – Article ) ( Articles ) ( Discriminatory Lending Practices ) Discriminatory Lending Practices (DLP) Overview DLP refer to unfair and illegal practices that result in unequal treatment of borrowers based on characteristics such as race, ethnicity, gender, age, or other protected attributes. These practices can lead to higher interest rates, […]
( CFPB-PR-241107-1 ) (11-07-24) Navy Federal Credit Union Excerpt: On November 7, 2024, the Bureau issued an order against Navy Federal Credit Union, headquartered in Vienna, Virginia. Navy Federal is the largest retail credit union in the United States, with more than 13 million members with ties to the armed forces, Department of Defense, or […]
FTC-PR-241106-2 (11-06-24) FTC Order Against AI-Enabled Review Platform Sitejabber Will Ensure Consumers Get Truthful and Accurate Reviews – Sitejabber allegedly misrepresented ratings and reviews submitted by consumers who had not yet received products or services The Federal Trade Commission today charged that Sitejabber, a company offering an AI-enabled consumer review platform, deceived consumers by misrepresenting […]
FTC-PR-241106-1 (11-06-24) (FTC) Issues Order Approving 2025 Budget for Horseracing Integrity and Safety Authority The Federal Trade Commission has issued an order (PDF) approving the Horseracing Integrity and Safety Authority’s 2025 budget as submitted to the Commission. Under the FTC’s rule addressing oversight of the Authority’s budget process, the Authority must submit its proposed annual budget to the FTC for […]
( White-Collar Crime – Article ) ( Articles )( White-Collar Crime ) White-Collar Crime (WCC) Understanding the Impact and Implications WCC refers to non-violent, financially motivated offenses committed by individuals, businesses, or government officials. These crimes are characterized by deceit, concealment, or violation of trust and typically occur in commercial settings. Understanding WCC is crucial […]
( Virtual Private Network – Article ) ( Articles ) ( Virtual Private Network ) Virtual Private Network (VPN) Your Key to Online Privacy In today’s digital age, protecting your online privacy is more important than ever. A Virtual Private Network (VPN) is a powerful tool that helps you secure your internet connection and maintain your anonymity […]
FTC-PR-241105-1 (11-05-24) FTC Takes Action Against Online Cash Advance App Dave for Deceiving Consumers, Charging Undisclosed Fees – Federal court complaint charges that company rarely provides advertised advance amounts, charges ‘tip’ fee to consumers without their knowledge The Federal Trade Commission is taking action against online cash advance app Dave (PDF) for allegedly using misleading marketing to […]
FTC-PR-241104-2 (11-04-24) FTC Takes Action Against Phantom Debt Collector That Collected Millions In Bogus Debt From Consumers – Federal court temporarily halts operations while lawsuit proceeds The Federal Trade Commission is taking action against a Georgia-based debt collector that tricked consumers into paying more than $7.6 million in bogus debt by threatening them with jail time, […]