( Registration Failures – Article ) ( Articles ) ( Registration Failures ) Registration Failures in Financial Markets (RF) Introduction In the financial markets, proper registration of market participants is crucial for maintaining transparency, ensuring compliance with regulations, and protecting investors. RF refer to instances where firms or individuals do not adequately complete the registration process required […]
Month: November 2024
( FOREX Fraud – Article ) ( Articles ) ( FOREX Fraud ) FOREX Fraud (FX-Fraud) Introduction The Foreign Exchange (FOREX) market is the largest and most liquid financial market in the world, with a daily trading volume exceeding $7 trillion dollars. While this market offers significant opportunities for profit, it also attracts unscrupulous individuals […]
( Swap Reporting Violations – Article ) ( Articles ) Swap Reporting Violations Introduction In the wake of the 2008 financial crisis, regulatory bodies across the globe recognized the need for increased transparency in the financial markets, particularly in the derivatives market. One significant step taken in the United States was the implementation of the Dodd-Frank Wall Street […]
( CFTC Press Releases – Article ) ( Articles ) ( CFTC Press Releases ) CFTC Press Releases (CFTC-Info) Introduction The Commodity Futures Trading Commission (CFTC) is an independent agency of the U.S. government responsible for regulating the derivatives markets, including futures, swaps, and certain kinds of options. One of the primary ways the CFTC communicates its […]
( CFPB Press Releases – Article ) ( Articles ) ( CFPB Press Releases ) CFPB Press Releases (CFPB-Info) Introduction The Consumer Financial Protection Bureau (CFPB) is an essential agency in the United States that focuses on protecting consumers in the financial sector. One of the key methods the CFPB uses to communicate its activities and initiatives is through Press Releases. […]
( Overdraft Fees – Article ) ( Articles ) ( Overdraft Fees ) Overdraft Fees (OD-Fees) Introduction OD-Fees are charges imposed by financial institutions when an account holder spends more money than what is available in their checking account. While these fees can offer temporary relief for unexpected expenses, they often lead to significant financial […]
( Fair Housing Act – Article ) ( Articles ) ( Fair Housing Act ) Fair Housing Act (FHA) Overview The Fair Housing Act (FHA) is a landmark piece of legislation enacted in 1968 as part of the Civil Rights Act. The FHA aims to eliminate discrimination in housing and ensure that all individuals have equal access to housing opportunities, regardless of […]
( Equal Credit Opportunity Act – Article ) ( Articles ) ( Equal Credit Opportunity Act ) Equal Credit Opportunity Act (ECOA) Overview The ECOA is a federal law enacted in 1974 to ensure that all consumers have equal access to credit without discrimination. The ECOA prohibits lenders from denying credit based on specific characteristics, promoting fair and equitable […]
( Discriminatory Lending Practices – Article ) ( Articles ) ( Discriminatory Lending Practices ) Discriminatory Lending Practices (DLP) Overview DLP refer to unfair and illegal practices that result in unequal treatment of borrowers based on characteristics such as race, ethnicity, gender, age, or other protected attributes. These practices can lead to higher interest rates, […]
CPSC-RECALL-25-035 (11-07-2024) (CPSC-PR-2411) Quad Lock MAG Battery Pack Recalled Due to Fire Hazard; Imported by Quad Lock Source: https://www.cpsc.gov/Recalls/2025/Quad-Lock-MAG-Battery-Pack-Recalled-Due-to-Fire-Hazard-Imported-by-Quad-Lock Description: This recall involves the Quad Lock MAG Battery Pack wireless portable charger. The power bank is a wireless portable charger, equipped with chargeable lithium-ion batteries and were sold in black. The power banks measure three […]