Help JCAP101 Fight Fraud PhishingPhishing is a form of online fraud where attackers trick individuals into divulging sensitive information, such as passwords or financial details, by posing as a trustworthy entity. This fraudulent activity is typically manifested through deceptive emails, messages, or websites that mimic legitimate sources, aiming to deceive users. The attackers often use social engineering tactics to create a sense of urgency or fear, compelling victims to disclose personal information.

  • How Fraud is Manifested: Phishing commonly takes the form of emails that appear to be from reputable sources like banks, government agencies, or well-known companies. These emails often contain urgent messages, such as a security alert or the need to update account information, prompting recipients to click on malicious links or provide sensitive data.
  • How to Detect Fraud and Avoid: To detect phishing attempts, carefully examine emails for suspicious elements such as unexpected sender addresses, grammatical errors, or requests for personal information. Avoid clicking on links or downloading attachments from unfamiliar sources. Instead, independently verify the legitimacy of the communication by contacting the purported sender through official channels.
  • What to do after you have fallen victim: If you’ve fallen victim to a phishing attack, take immediate action to mitigate potential damage. Change compromised passwords, contact your financial institution to report any unauthorized transactions, and monitor your accounts for unusual activity. Additionally, report the phishing incident to the Federal Trade Commission (FTC) through their official website, which oversees consumer protection and addresses fraudulent activities.

In Summary:

Phishing is a deceptive online fraud where attackers masquerade as trustworthy entities to trick individuals into revealing sensitive information. It is manifested through deceptive emails or messages urging recipients to disclose personal details. To detect and avoid phishing, users should scrutinize emails for suspicious elements, avoid clicking on unfamiliar links, and independently verify communications. If victimized, take immediate action by changing passwords, contacting financial institutions, and reporting the incident to the FTC. The FTC’s website provides valuable educational resources and guidance on recognizing and avoiding phishing scams.


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